Home Equity Calculator
Your Homeowner Snapshot.
Enter your own estimate — everything below is calculated from it. Your calculator inputs stay private; evaluation requests are saved only when you submit the form.Open your Homeowner Dashboard
Your home
Province
Your Homeowner Snapshot
Based on your estimate
Home equity
$160,000
Loan-to-value
57.9%
Accessible equity
$84,000
Available HELOC room
$27,000
Monthly payment
$1,357
Equity in 5 years
$238,619
If you stay put
Your equity grows from paydown plus appreciation. Based on your estimate.
| Year | Home value | Mortgage | Equity |
|---|---|---|---|
| Today | $380,000 | $220,000 | $160,000 |
| Year 1 | $387,600 | $212,828 | $174,772 |
| Year 2 | $395,352 | $205,348 | $190,004 |
| Year 3 | $403,259 | $197,548 | $205,711 |
| Year 4 | $411,324 | $189,414 | $221,910 |
| Year 5 | $419,551 | $180,931 | $238,619 |
Get the real number
Request a professional home evaluation
A REALTOR® from Black Gold Real Estate, brokered by LPT Realty, will review recent sales near you.